Rubean AG, a Munich-based FinTech company specializing in software point-of-sale (SoftPOS) solutions, announced at its annual shareholders' meeting on Wednesday that it expects continued significant revenue growth. Co-CEO Jochen Pielage projected consolidated revenue for 2026 to range between 5.0 million and 6.0 million euros, up from 3.71 million euros in the previous year. In the first half of 2026, revenue rose by over 50% to 2.4 million euros, reflecting strong demand for the company's SoftPOS software.
Pielage highlighted that recurring revenue—fees from the use of Rubean's software—is growing strongly and will account for half of the 2026 annual revenue, a significant increase from the previous year. “Half of the 2026 annual revenue will already come from the particularly profitable recurring revenue. That is significantly more than in the previous year,” he said. This trend is expected to drive profitability, with the company targeting monthly breakeven in 2027 and its first full year of positive net income.
Rubean's technology replaces traditional card readers with a software app, enabling retailers, restaurants, delivery services, and other businesses to accept cashless and mobile payments without the logistical overhead of additional hardware. The company has established itself as a market leader in Germany and Spain and has expanded into other European markets, including Switzerland, France, and the United Kingdom, with support from major banks and payment service providers. Rubean also operates in North and South America.
“We now work with 19 major banks, including the German Sparkassen, BBVA in Spain, and Commerzbank, as well as internationally active payment service providers in Europe and in North and South America,” Pielage stated. He noted that the groundwork has been laid for expanding sales operations, particularly with the help of new Executive Board member Stephan Kuck.
Rubean's SoftPOS solution, PhonePOS, is the only one in Germany to support girocard (EC card) payments. The company is listed on m:access and over-the-counter trading venues, including XETRA. More information is available at www.rubean.com.
