JCB International Co., Ltd (JCBI), the international operations subsidiary of JCB, Japan’s only international payment brand, and Philippine National Bank (PNB) have launched the new PNB JCB Platinum Credit Card. The card is designed to address the evolving spending habits of Filipino consumers, who increasingly manage a mix of digital, in-person, and international spending. It supports everyday transactions while offering added convenience for travel and larger purchases, combining rewarding earn rates, flexible payment features, and access to JCB’s extensive network, particularly in Japan and other key destinations.
Among the card’s key features is an auto-convert installment option that allows eligible online purchases of at least PHP30,000 to be automatically converted into a three-month installment plan without monthly add-on interest, offering greater flexibility in managing expenses. Cardholders earn one reward point for every PHP70 spent, with an enhanced earn rate of one point for every PHP40 spent in Japan or on transactions billed in Japanese Yen. These rewards can be redeemed as cash credits toward outstanding balances.
Cardholders also gain access to JCB-exclusive privileges, including entry to select overseas airport lounges, a multilingual concierge service while traveling, and exclusive benefits in Japan. The card is designed for today’s consumers whose spending spans digital payments, dining, and travel, reflecting broader shifts in consumer behavior.
“We developed this card with our customers’ day-to-day needs in mind - from managing purchases more easily to making the most of travel opportunities,” said Edwin R. Bautista, President and CEO of PNB. “Our continued partnership with JCB allows us to offer features that are practical, accessible, and relevant to how people spend today.” Masaki Yokawa, President and CEO of JCB International Co., Ltd., added, “Through this partnership, PNB JCB Cardholders can look forward to a more rewarding journey. Beyond earning rewards points faster, cardholders will gain access to exclusive JCB privileges - from airport lounge access and curated dining offers to merchant promotions across the country.”
The launch was commemorated through a ceremonial signing held on May 19, 2026, attended by executives from JCBI and PNB, reaffirming the organizations’ shared commitment to delivering innovative payment solutions and enhanced value to Filipino consumers. For more information about JCB, visit JCB Global. To know more about PNB, visit PNB's official website.
